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If the parcel being added to yours is large enough to fit local zoning/size guidelines then it could simply be added to yours as a separate lot, in other instances it will have to become singular to your land which can also create lending issues if either property carries a mortgage since the entire legal description will need to be changed.

Michael McRoberts, managing director and head of Prudential Mortgage Capital’s agency lending programs, says life companies are being very mindful of their investments. Prudential’s balance-sheet lending side of the company seeks larger transactions for construction-to-perm—$40 million and above, Class A, new construction projects.

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