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A mortgage broker is an individual or entity e ngaged in the business of brokering mortgage loans. Generally, mortgage brokers function as intermediaries between borrowers and lenders for the purpose of loan origination. They originate loans by providing loan processing and arrange funding

A mortgage broker can shop around for you to find the best mortgage product and loan program for your situation. You will.

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They will also receive information about individual household mortgage pre-qualification, foreclosure sales, affordable housing lotteries and services of a buyer broker, down payment.