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We base our definitive ratings on the certificates on the credit quality of the mortgage loans, the structural features of the transaction, our assessments of the originator, the servicer and the.

Blog – For example, if a borrower purchases a new $400,000 home with a 5 per cent down payment and a 10 per cent CMHC shared equity mortgage ($40,000), the borrowers total mortgage size would be reduced from $380,000 to $340,000, reducing the borrowers monthly mortgage costs by as much as $228 per month.