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First let me lay out the difference between an appraisal and a home inspection. An appraisal is something that a mortgage company or a bank would require in order to verify the value of any given piece of real estate. An inspection on the other hand is something that can be optional prior to a real estate transaction.

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http://FolsomGraniteBayRealEstate.com What is the difference between a home inspection and a home appraisal? Evangeline Scott of Big Valley Mortgage and Pam.

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The most fundamental difference between a home inspection and a Federal Housing Administration (FHA) appraisal/inspection is whom it is meant to assist. FHA inspections are conducted by FHA.

The Home Inspection. A home inspection, while being a great idea, is not required. You can choose to forgo a home inspection – the cost of which falls generally between $200-300 – but you might find the condition of the home will cost you much more than you bargained for.

Home appraisals tell you how much a home is worth, and a home inspection tells you why you might not want to buy it, regardless of price. Both processes have the capacity to derail home purchases.

Another difference between an appraisal and a home inspection is the length of time it takes for each task to be completed. A home inspection, depending on the inspector, can last anywhere between 2-4 hours to complete depending on the size of the home.

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