Here's how to do it and what it means for the home you're going to. preapproval can give you a big advantage in the home-buying. Here are three reasons to get a mortgage preapproval before house. do anything, get all the information organized that the lender will need.. Shop with different lenders.

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Getting a pre-approval letter from your bank gives you the upper-hand in a competitive market. Why Should You get Pre-Approved? There are many reasons to get pre-approved before beginning your home search. Some real estate agents will not entertain an offer, no matter how serious, from a home buyer without a pre-approval.

Does seller's agent need a pre-approval to view the house?. It's almost like going shopping without your wallet, you need to know what the.. the lender needs to know the home to loan value for every pre approval application,. Its preferable to have pre-approval from buyer's bank/mortgage company.

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4 Reasons Why First Time Home Buyers Need a Pre-Approval from a Credible Mortgage Company. Prior to making an offer, we strongly suggest that first time buyers get a home mortgage pre-approved from banks or lending companies that have a good name and reputation.

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